Charlie's KIA Finance Center
Welcome to the Finance Department at Charlie's Motor Mall, your auto loan and car lease resource. If you're looking to purchase, finance or lease a new vehicle, or find the perfect used vehicle for your lifestyle and budget, our team of experts will make sure you get the best new and used vehicle financing possible.
Should You Lease Your New Charlie's Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease is over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Charlie's KIA can help you get into the new or used vehicle you deserve. All types of credit, from good to bad or even no credit, can qualify for an auto loan. We will work with you to secure a no credit car loan if your situation requires it.
Begin Your Next Auto Financing Adventure with Help from Our Team of Experts
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment, but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We've worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases. we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Whether you've settled on a new, used, or certified pre-owned vehicle from Charlie's KIA, the chances are you need a car loan or lease. Perhaps you don't know which option would best suit your lifestyle and/or budget. Well, Charlie's KIA of Augusta is here to offer you counsel. For those of you who love the idea of getting set up in a new vehicle with the latest features every few years, we certainly recommend a lease. If you prefer to own your vehicle, pass it on to a loved one in the future or you know you drive more than the average Maine citizen, we will help set you up with a loan.
Already know which suits you better?
Let us know and we'll tell you this season's hottest options.
Our Augusta auto finance specialists benefit from an extensive network of lenders in the area, allowing us to offer the lowest interest rates available on a car loan in Waterville, Gardiner, Winthrop and beyond.
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Charlie's Kia
495 Western Ave.
Augusta, ME 04330
- Sales: (207) 622-6621
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Charlie's Pre-Owned takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.